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So you’ve booked your flights, accommodation and even your hire car without too much of a hassle, and are looking forward to a chilled, rejuvenating holiday. Unfortunately, there’s still a final issue to deal with before you can completely let go: sorting out your travel insurance. Not the most enthralling of tasks, and somewhat daunting to the first time buyer as there are so many questions surrounding it.
Where will you buy your insurance? Who can provide you with the ultimate deal? What exactly do you cover for? And, most importantly, is travel insurance truly worth the bother? Taking travel insurance too lightly has caused excessive distress for many travellers so here you’ll find 5 hints which aim to clarify the significance of travel insurance, and to help you make your decision with a clear head.
1. Don’t presume that you can travel without it. If the prospect of sorting out your travel insurance feels like one stress too many when you’re trying to plan your dream holiday, it can be easy to think what can really go wrong’? This, however, is not the way to treat insurance. You might easily have a holiday that goes off without any setbacks, but the possibility is always there for something to go wrong whether it’s something minor or major which leaves you with undue stress and an empty wallet.
2. Consider how frequent a traveller you are. You may just be planning the one holiday at the moment, but before buying single trip insurance it’s wise to consider whether you’ll be travelling frequently and therefore better off with annual cover. Annual insurance policies can be very reasonably priced and are often better value for money if you intend to travel twice or more during the year.
3. Consider what kind of traveller you are. Another complication of travel insurance is that most companies offer policies that cater to different kinds of traveller backpacker, skier, golfer so you have to consider what you need covered before picking one thats right for you. A family holiday, for example, won’t require the same kind of accident cover as a winter-sports holiday, so insurance will probably be a bit cheaper. 4. Do some research. Don’t be tempted to grab at the first insurance policy you come across because you’re not enjoying the process of sifting through everything that is available. Ok, it might mean a bit more time and effort if you widen your research, however you’ll be sure to profit from it as there is so much variation amongst policies when it comes to cost and features.
5. Don’t be tempted to leave it to the last minute. Ultimately, sorting out your travel insurance should never be a decision you make in a panicky rush a calm attitude and time for further enquiry is the only way to get the top deal available.
Though it’s not the easiest process to get your head around, searching for your first travel insurance policy shouldn’t be too difficult as long as you know what to expect. Always do your research carefully, and read over the policy so that you can be sure you’re covered for all your needs.
By: mathew sabri
Where will you buy your insurance? Who can provide you with the ultimate deal? What exactly do you cover for? And, most importantly, is travel insurance truly worth the bother? Taking travel insurance too lightly has caused excessive distress for many travellers so here you’ll find 5 hints which aim to clarify the significance of travel insurance, and to help you make your decision with a clear head.
1. Don’t presume that you can travel without it. If the prospect of sorting out your travel insurance feels like one stress too many when you’re trying to plan your dream holiday, it can be easy to think what can really go wrong’? This, however, is not the way to treat insurance. You might easily have a holiday that goes off without any setbacks, but the possibility is always there for something to go wrong whether it’s something minor or major which leaves you with undue stress and an empty wallet.
2. Consider how frequent a traveller you are. You may just be planning the one holiday at the moment, but before buying single trip insurance it’s wise to consider whether you’ll be travelling frequently and therefore better off with annual cover. Annual insurance policies can be very reasonably priced and are often better value for money if you intend to travel twice or more during the year.
3. Consider what kind of traveller you are. Another complication of travel insurance is that most companies offer policies that cater to different kinds of traveller backpacker, skier, golfer so you have to consider what you need covered before picking one thats right for you. A family holiday, for example, won’t require the same kind of accident cover as a winter-sports holiday, so insurance will probably be a bit cheaper. 4. Do some research. Don’t be tempted to grab at the first insurance policy you come across because you’re not enjoying the process of sifting through everything that is available. Ok, it might mean a bit more time and effort if you widen your research, however you’ll be sure to profit from it as there is so much variation amongst policies when it comes to cost and features.
5. Don’t be tempted to leave it to the last minute. Ultimately, sorting out your travel insurance should never be a decision you make in a panicky rush a calm attitude and time for further enquiry is the only way to get the top deal available.
Though it’s not the easiest process to get your head around, searching for your first travel insurance policy shouldn’t be too difficult as long as you know what to expect. Always do your research carefully, and read over the policy so that you can be sure you’re covered for all your needs.
By: mathew sabri